Luis Peralta is the Chief Administrative Officer of Kinecta FCU and President of Nix Neighborhood Lending. Kinecta is one of the nation’s largest credit unions, with approximately $4 billion in assets; 22 branches; three retail mortgage centers; 30 Nix customer service centers and 10 Kinecta branches at Nix locations; and more than 300,000 members nationwide. Kinecta offers its members a full range of financial products through the Credit Union and its subsidiaries, Kinecta Financial & Insurance Services and Nix Neighborhood Lending. Luis has more than 20 years of financial services expertise with the underbanked and underserved communities, consumer lending and product innovation. Prior to joinning NIX, Luis was Head of Retail Banking for Doral Bank in Puerto Rico. He also worked for La Curacao and HSBC both in Latin America and the US. Luis received his B.S. in Industrial Engineering from CETYS and his MBA from IPADE both in Mexico; and executive education certificates from Harvard Business School and Stanford Graduate School of Business. Luis is currently a board member at FISCA, CURevest, The Children’s Dental Center and the Nix foundation.