CBA Access Service
A one-stop shop for CBA Members who want to pull credit reports and scores for participants at a discounted rate
We currently collaborate with six consumer reporting agencies so that CBA members can access comprehensive credit data:
Access Service Benefits
Soft and Hard Inquiry Reports
CBA Access Members have the option to use both hard inquiry and soft inquiry reports depending on their permissible purpose for accessing the credit reports. These reports can be pulled from one of CBA's credit bureau partners.
The Access Prime package includes the ability to pull credit reports from two or more credit bureau partners.
We currently collaborate with six consumer reporting agencies so that CBA members can access comprehensive credit data:
Note: Permissible purposes vary by bureau.
Traditional Credit Data
Merged Credit Data
Open Banking Data
Alternative Credit Data
Technical Assistance and Training Support
CBA offers a wide range of resources to help you interpret and incorporate credit reports into your financial coaching, credit counseling, and financial education.
Discounts
CBA Members benefit from waived monthly fees, minimum requirements for pulling reports, reduced setup, site-visit, and per report fees. Discounts and requirements vary by bureau.
The Open Banking Portal helps you better evaluate applicants with thin or no credit history by adding cash-flow data to the credit decisioning process. The Open Banking Portal is a powerful new service available to CBA lender members - following a successful pilot with VantageScore®.
Streamlined Application Process
CBA Access delivers streamlined credentialing to organizations seeking credit reports for underwriting, financial education, and outcome tracking purposes. We guide members through documentation and site visit preparation, as well as online account set-up for credit pulls from the comfort of your computer.
Our preferred partnerships with consumer reporting agencies means that we have dedicated bureau staff to help troubleshoot account issues, answering questions in a timely, concise fashion.
Set-Up Timeline
(includes credentialing process through CBA)
4-6 months
Additional Benefits
Monthly CBA Community Webinars
Access to CBA's Training Institute
Discounted rates: annual CBA Summit, Training Institute courses
Access to funding and capacity-building opportunities through CBA Fund to start (or grow) a consumer loan program
Pricing
CBA Access packages range from $995 - $1,695 per year.
Ready to get Started?
Learn more at CBA Office Hours
Fill out our Member Eligibility Form