Chief Program Officer
As Chief Program Officer, Carmina directs the overall implementation and delivery of CBA’s programs and services, with specific attention focused on the design and development of CBA’s member and stakeholder relations strategy and Training Institute services. Prior to joining CBA in 2015, Carmina had over seven years of experience as a non-profit practitioner through which she focused on economic empowerment, financial capability, and lending among low-income and underserved communities. Previously, Carmina was the Director of Homeowner Services at Pikes Peak Habitat for Humanity in Colorado Springs, CO. Carmina was also a founding staff member of Innovative Changes, a Community Development Financial Institution in Portland, OR. Carmina has a Master’s Degree in Conflict Resolution from Portland State University where she concentrated on intercultural conflict resolution, dialogue and reconciliation among divided communities, and microfinance strategies for poverty alleviation.